Gidley's Gossipings

A blog about not much really

Will PSD2 revolutionize banking?

There has been quite a lot of excited commentary about how PSD2 will revolutionize the banking industry, so I thought it was worth a bit of analysis to see what the actual outcome is likely to be. What is it PSD2 is a EU directective aimed at Forcing open API’s on the payments industry to open up competition including ability to deliver cross border direct debit Increasing security of payments/banking by mandating ‘strong authentication’ based on multiple factors Better transparency on charges for payments What are people saying it will mean A number of commentators are crediting PSD2 with opening up the EU banking market to much more competition from non-banks and between banks. Read more →

Google Pixel - Initial Review

I ordered a Google Pixel when they were released as I needed a new personal Android phone and generally the Nexus line has been very good, so I thought I’d try the Pixel. Some initial comments It looks nice, it compares well to my (work) iPhone 6 from a looks point of view The finger print reader is great, so far much more accurate and quick than my iphone one which seems to be getting slower and slower The USB cable ‘port your phone’ thing didn’t work at all with my old Android Phone (A Moto X). Read more →

New Website

I’ve decided to finally move this site off blogger. It wasn’t adding much value so I’ve gone old-skool back to static HTML using Hugo. The site is using a AMP based template so it should be super quick and responsive. Read more →